Travel Center

Loss Damage Waiver

True False

Question:  If your Thrifty car gets damaged or stolen, you or your car-insurance carrier are always responsible to pay for it.

Answer: False. If you’ve opted into Thrifty’s Vehicle Protection and are not in violation of the Rental Agreement, Thrifty will pick up the tab.


Here’s the true story on Thrifty’s Vehicle Protection.

Drive worry-free with Loss Damage Waiver.

When you purchase Loss Damage Waiver (LDW), you have no financial responsibility for loss or damage to the rental car, provided you are not in violation of the Rental Agreement. It’s that simple. We offer LDW so you can destress when you’re on the road.

Will my own car insurance cover damage to the rental car?

The answer depends on the state you live in and the type of policy you have. Some policies have hefty deductibles and increase premiums when a damage claim is filed.

Many Thrifty renters aren’t aware if their credit card or car insurance covers car rentals. But with Loss Damage Waiver you don't have to guess. Thrifty waives all responsibility, regardless of fault provided the renter is not in violation of the Rental Agreement. Since Loss Damage Waiver is not insurance, you never have to report any incidents to your insurance company. Plus, there are no deductibles or claims — so your insurance rates won’t increase if there’s damage to your rental.

Please be sure to always check your policies before visiting Thrifty.

What happens if damage or theft occurs during my Thrifty rental?

By purchasing LDW, you won’t be responsible for any loss or damage that occurs to the car as long as you aren’t using the car in violation of the Rental Agreement. Plus, we’ll get  you a new rental car ASAP so you can be on your way. If you did not purchase LDW you will be responsible for any or all loss or damage to the car resulting from any cause.

Top US Rental Car Locations

Please note that our Privacy Policy changed on 12/31/2019. By continuing to use our websites, products, or services, you acknowledge that you have read and agree to the terms of the updated Privacy Policy.