You are absolutely liable for any loss or damage to the vehicle, even if someone else caused it or the cause is unknown, whether due to theft, fire, hail, flood, collision, vandalism, or any other cause, subject to limitations imposed by the law where the vehicle is rented.
However, in the U.S., if you purchase the optional LDW Plan, we will waive your responsibility for loss or damage to the vehicle in full or in part (depending on the LDW plan you accept). LDW is not insurance.
LDW does not apply if: (1) you use the vehicle in violation of the rental agreement; (2) you fail to remove the keys, or close and lock all windows, doors and trunk, and the vehicle is stolen or vandalized; (3) you fail to notify us and the police immediately after the loss; and (4) you fail to pay the charges under the rental agreement; or (5) as allowed by state law.
If you do not purchase LDW and the vehicle is lost or damaged, your liability will not exceed the full value of the vehicle, plus:
- Actual towing and storage charges;
- Loss of use;
- Diminution in value, regardless of whether the vehicle is repaired or not;
- All rental charges through the date you report the incident if not returnable or the return date, whichever is later;
- Any out-of-pocket expenses incurred by us as a result of the loss or damage to the vehicle;
- A reasonable administrative fee, and
- Pro-rata license plate fees, all as allowed by law.
Before deciding whether to purchase LDW, you may wish to determine whether your own automobile insurance or credit card agreement provides you coverage for rental vehicle damage or loss and determine the amount of the deductible under your own insurance coverage. The purchase of LDW is not mandatory. LDW is not insurance.
By signing the rental agreement, you agree to pay us any amount not covered by any insurance, credit, or charge card or other coverage you may have. However, your responsibility will not exceed those damages expressly permitted by the applicable law.